Since 1973 Equity First Mortgage has been lending money to Western Canadians who cannot receive financing from traditional lenders. Banks commonly refuse people first or second mortgages because of:
Poor Credit Rating
Low Income
Self Employed
Unemployed
Bankruptcy
Poor Cash Flow
As a Private Lender, we approve mortgages and lend based on the equity in your home. Each of our clients have their own unique situation of why they want to use the equity in their home. We have lent money to people for many different reasons including:
Consolidate high cost debts into one low monthly payment
Renovations
Working Capital for a Business
Purchase a Vehicle
Stop a Foreclosure
Assist a Family Member
Cash for any purpose
The Equity First Difference
Unlike banks that are impersonal and can make you feel that you are being judged, we deal with each client personally with honesty and respect. We provide flexible, convenient service, which includes meeting with you in the comfort of your home if required.